James Conforti and Domingo Medina - Coldwell Banker Residential Brokerage



Posted by James Conforti and Domingo Medina on 1/24/2019

If you have been looking for homes online for some time, you may be tired of viewing them on a screen. While online home searches are helpful and a perfect starting point for finding a home, you need to see a home to get a feel for it. Whether you are attending open houses or have set up private showings with your real estate agent, there are certain things that you can do to make the most of touring potential homes. You only have a limited amount of time to see a home. Your agent wonít wait around for you all day while you explore every nook of a house and people still live in the house. Thereís a good chance someone may need to come back in at some point! Read on for tips on how to use your time and resources wisely when it comes to searching for a home to buy.


Donít Waste Time


First, you should select the right homes to view. Donít waste your time looking at properties that you canít afford or arenít the right size for you. From your online search, make a list of properties youíd like to see in person. You can narrow down your search quickly by doing the following:


Carefully read property details

Check out the photos of the home in detail

Find out from your realtor if there are any comparable properties for sale


Know What You Can Afford


If you canít afford a property, donít waste your time looking at it. Be realistic in your home search, finding the properties that will suit your needs and your budget. Remember that many factors go into a listing price for a home including the location, the size of the house, the neighborhood, the amenities, and more. The bottom line is to stick with homes that fall in your budget to make your search much more manageable.


Work With Your Realtor To Schedule Home Showings


Make use of your agent. They can schedule private showings for you or alert you to upcoming open houses. You can send your agent a handful of listings that youíre interested in, and they can make a schedule for you to maximize your time seeing properties in specific locations.


Hiring a real estate agent is an essential step in buying a home. They can help you to find and view the properties that could potentially come your next home.    





Categories: real estate agent  


Posted by James Conforti and Domingo Medina on 1/17/2019

Finding a mortgage lender should be easy, particularly for homebuyers who want to purchase a high-quality residence without having to worry about spending too much. However, many mortgage lenders are available nationwide, and the sheer volume of lenders can make it difficult to choose the right one.

Lucky for you, we're here to help you streamline the process of selecting the ideal lender.

Now, let's take a look at three tips that homebuyers can use to accelerate the process of choosing the perfect lender.

1. Know Your Credit Score

Your mortgage interest rate may vary based on your credit score. As such, you should learn your credit score before you begin your search for the right lender. This will enable you to boost your credit score if necessary Ė something that may help you get a preferred mortgage interest rate.

You are eligible for one free copy of your credit report annually from each of the three major credit reporting agencies (Equifax, Experian and TransUnion). Request a copy of your credit report, and you can find out your credit score and map out your search for the ideal mortgage lender accordingly.

2. Meet with Several Mortgage Lenders

There is no shortage of mortgage lenders in cities and towns around the country. Therefore, you should allocate the necessary time and resources to meet with several credit unions and banks to explore all of your mortgage options.

Each lender can provide details about fixed- and adjustable-rate mortgages, how these mortgages work and other pertinent mortgage information. This information can help you make an informed decision about a mortgage.

In addition, don't hesitate to ask questions when you meet with a mortgage lender. If you obtain plenty of information from a mortgage lender, you'll be able to understand the pros and cons of various mortgage options and make the best choice possible.

3. Review a Mortgage Closely

A mortgage may enable you to secure your dream residence, but it is important to understand all of the terms and conditions associated with a mortgage before you select a lender.

For example, if you decide to purchase a condo, your mortgage might only cover the costs of your property. Meanwhile, you still may be responsible for condo homeowners' association fees that total hundreds of dollars each month, so you'll need to budget properly.

Of course, you should feel comfortable working with a mortgage lender as well. The ideal mortgage lender should be available to answer your concerns and questions at any time and help you stay on track with your monthly mortgage payments.

If you need extra assistance as you consider the mortgage lenders in your area, you can reach out to a real estate agent for additional support. This housing market professional can provide insights into mortgage interest rates and may even be able to connect you with the top local lenders.

Take the guesswork out of finding the right mortgage lender Ė use these tips, and you can move one step closer to getting the financing you need to buy your dream residence.




Categories: Buying a Home   mortgage  


Posted by James Conforti and Domingo Medina on 1/16/2019

This Condo in Boston, MA recently sold for $680,000. This Townhouse style home was sold by James Conforti and Domingo Medina - Coldwell Banker Residential Brokerage.


130 Thornton St, Boston, MA 02119

Roxbury's Fort Hill

Condo

$699,000
Price
$680,000
Sale Price

8
Rooms
3
Beds
2/1
Full/Half Baths
Classic mansard style design constructed by reputable builder in red hot FORT HILL. Unique opportunity to own a large townhouse with garage parking in one of Boston's most historic neighborhoods. Quiet, commuter location minutes from Downtown, Jamaica Plain, South End and Brookline. Spacious floor plan with plenty of room to entertain. Close to parks, public transportation and shopping this area provides quick access to everything the city has to offer with a quiet, safe and charming neighborhood feel. 12' x 12' private patio with exclusive outdoor space! See attached plans and elevations

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Tags: Real Estate   condo   Boston   02119  
Categories: Sold Homes  


Posted by James Conforti and Domingo Medina on 1/16/2019


536 Lebanon St, Melrose, MA 02176

Rental

$2,100
Price

5
Rooms
2
Beds
1
Baths
Impeccably maintained this Bright and Sunny two bedroom two level apartment offers an oversized eat in kitchen with newer stainless steel appliances, newly painted, and one full bathroom on the first floor. Second level offers a large seating and bedroom space and a walk-in closet. Just a great private space with in-unit washer and dryer, private entrance and two parking spaces outback, walking distance to public transportation, minutes to Melrose-Wakefield Hospital. Donít miss this opportunity, available now.
Open House
No scheduled Open Houses

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Tags: Real Estate   Rental   Melrose   02176  
Categories: Price Change  


Posted by James Conforti and Domingo Medina on 1/10/2019

Itís time for you to upgrade from your starter home to a larger living space. How do you find the right buyers for your home? There are excellent reasons to own a modest home, and there is an active movement toward investing in small houses. Your target market might surprise you. Your buyer could be anyone from young professionals to families to retirees. To find the right buyer, consider what aspects of your home are most attractive and to what lifestyles they might appeal.

Reduced carbon footprint:

A home with less energy usage is just what a buyer concerned about green living is seeking. Heating and cooling costs are lower in a small house that is well-insulated. There are fewer fixtures and less water and electricity use. A small home can be a win-win for anyone trying to lower their energy output and stick to their budget. TIP: Go the extra step and replace regular incandescent light bulbs with LED bulbs to get your buyer started on the right foot!Less hassle:From routine cleaning to maintenance projects that pop up a smaller home reduces inconvenience, time, and expense. An aging buyer or a buyer with a busy life can mitigate stress with less space in the house to worry about cleaning and organizing. When a larger maintenance project arises, homeowners can save on time and expense for things like roofing repairs or flooring upgrades. 

Financial freedom:

Purchasing a home with lower costs helps buyers stay within their monthly budget and save money for other activities. For the active traveler or family, the extra saved money could go toward new adventures. A couple wanting to save for retirement, or a young entrepreneur opening a business, benefits from the financial freedom a more cost-effective home provides. 

Quality upgrades:

Deciding to buy a smaller home allows buyers to save money for reinvesting in the house later and for making investments more affordable. Plans for renovating the kitchen or putting down new flooring are easily achievable with smaller spaces and have lower ongoing costs. Homeowners can find the extra cash to upgrade appliances or even install solar panels to enjoy the added financial benefits of energy efficiency.

Affordable investment property: 

Smaller homes are the perfect size for buyers investing in rental properties. A small house allows investors to set modest lease prices and appeal to a wide range of renters. Many future home buyers prefer to rent in the neighborhood they are considering before they decide to buy. Investing in a small home allows owners the freedom to rent the house out or find the right buyer down the line. 

Work with your real estate professional to target the right buyers for your smaller home.







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